Bank network

• What is the bank network connection?
• Activating the bank network connection
• How do I send and receive invoices through the bank network? 
• Opening Bank Network Connections by Accounting Firms and Property Management Companies
• Bank network and attachments
  
  
  

What is the bank network connection? 

A bank network connection allows your company to send and receive e-invoices from companies using a banking operator (e.g., Danske Bank). This connection is a free add-on service that expands your e-invoicing capabilities through Maventa. 

If you want to send e-invoices to your consumer customers' online banking services, your billing software must be equipped to create consumer invoices, billing notifications must be made, and the bank network connection must be open on your Maventa account.

Activating the bank network connection

The bank network connection activates automatically upon registering a Maventa account.

If the bank network connection is not activated, it must be enabled before sending or receiving invoices via the bank network. 

The primary user (ADMIN) of your Maventa account can request the activation of the bank network connection directly from your company's Maventa account, and the connection is activated through personal identification. The bank network connection can be activated as follows:

1. Log in to your company's Maventa account (instructions available here if needed) and select Settings from the top menu.

2. On the newly opened page, select  Extra services > Bank Network Settings from the left side.

3. A view will appear where you enter an email address for identification in the blank field. After providing the email address where the activation email will be sent, click Open Bank Network Connection. Before the connection is activated on the bank's side, a notification will indicate that the opening of the bank network connection is in progress.

4. After this, Visma Sign will send you an email invitation containing an activation link and password for their service. Note that the link is valid for a few days. Follow the instructions provided in the message.

Upon entering the password, a new tab will open in your browser where you can preview the document sent to you. After reading the document, close the tab and return to the signing page.

Please note that identification is done using personal online service credentials, not company credentials. To sign the document, enter your social security number and then authenticate with personal online banking credentials or a mobile certificate. This is used solely to verify your identity, and your information will not be used for any other purpose.

After identification, you will receive the signed document via email.

1. When identification and document signing are successful, you will receive notification of the bank network connection opening via email approximately one week after activation. E-invoicing addresses for bank network customers are often in IBAN format, such as FI1231231232312, which should be provided without spaces. Addresses can be verified in the e-invoice directory or directly from the recipient.

If you want to receive e-invoices from the bank network, you must provide your regular e-invoicing address but specify DABAFIHH as the operator instead of the usual MAVENTA code. 

How do I send and receive invoices through the bank network? 

When sending an invoice to the bank network, usually providing the recipient's e-invoicing address is sufficient. However, we recommend also including the recipient's operator ID in the invoice data, if known.

To receive invoices from the bank network, you need to provide your suppliers with the e-invoicing address in the normal format, along with the intermediator ID DABAFIHH (instead of MAVENTA). Here's an example:

E-invoicing address: 003701234567
Intermediator ID: DABAFIHH

Opening Bank Network Connections by Accounting Firms and Property Management Companies

Opening is Free of Charge.
Due to TUPAS authentication required by banks, clarifications have been made for openings made with a power of attorney.

Opening a bank network connection for individual accounts is now possible with TUPAS authentication by the primary user.

If it concerns opening a bank network connection for a single company:

• You can perform the opening as a primary user by logging into the account of the specific company and performing TUPAS authentication via: Settings -> Extra Services -> Bank Network Settings -> Open Bank Network. 

Instructions for activating the bank network connection can be found here: How do I activate the bank network connection?

If you wish to open a bank network connection for multiple companies through our customer service:

• The person submitting the opening request must be the same person who signed the authorization.

• This person must be a primary user both on your account and on the client companies' accounts.

• The username and the email address sending the opening request must match.

• This person must authenticate once from one account via: Settings -> Additional Services -> Bank Network Settings -> Authentication. This allows us to confirm the personal TUPAS authentication required by the bank.

• Please inform our customer service about the new authentication so we can log it to your office’s account, after which the user will not need to authenticate again.

• A list of accounts for which the opening request is made should be provided in Excel format, with all accounts' OVT numbers in one column.

Bank network and attachments

Due to technical limitations of the bank network, it is not possible to send invoice images or attachments to the bank network in the same way as to other operators. If the recipient's network does not support attachments, Maventa automatically removes the attachments from the e-invoice but includes a unique link in the e-invoice file. By following this link, the recipient can download the attachments from Maventa's invoice presentation service. The handling of invoice images and attachments may vary depending on the recipient's bank.

Example of a link to the presentation service in a Finvoice file sent to a bank:

By clicking the link, the recipient is directed to the presentation service, where they can download the invoice image and attachments.

Note: The link to the presentation service is valid for 90 days, after which the invoice recipient is instructed to contact the issuer.